33230 US Hwy 280, Childersburg, AL 35044 | CALL US TODAY: (256) 378-1201

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Before You Buy Your Property

Have property in mind that you think would be good for a manufactured home?

THERE ARE SOME THINGS TO CHECK OUT FIRST

  • Placement of the home on the property – Will the site accommodate the home selected?
  • Access to the site – Homes are delivered on heavy, oversized trucks, so road access is important.
  • Zoning, permits, development fees – Are there any regulations that would keep you from installing your home?
  • Utility location – Is there access to gas, electricity, water, sewer or space for a septic system, and all other utilities you need?
  • Preparing the site – The land needs to be cleared, graded, and made ready to accommodate your new home.
  • Financing – All can be financed in your loan, depending on what finance program you qualify for.

FAQ: Is the Home Built to HUD Code or Local/State Codes?

The HUD code is a federal building standard created by the U.S. Department of Housing and Urban Development. It regulates construction, design, durability, fire resistance, and energy efficiency for manufactured homes. Homes built to HUD code must meet these requirements before leaving the factory.

HUD code applies nationwide, while local and state codes typically govern modular or site-built homes. Some areas may require additional compliance for things like wind resistance or foundation types, even if the home meets HUD standards.

Yes. Atkinson Homes in Childersburg, AL, and the Alexander City area, offers manufactured homes built to strict HUD code standards. They also help buyers understand any local code requirements needed for proper placement and permitting on their property.

Manufactured homes are typically built to the federal HUD code, a national standard established by the U.S. Department of Housing and Urban Development. This code governs the home’s construction, energy efficiency, fire safety, structural strength, and durability. HUD-compliant homes are inspected at the factory before delivery, ensuring consistent quality across state lines. However, some areas may have local or state requirements—such as wind zone ratings or foundation specifications—that must also be met. Atkinson Homes in Childersburg, AL, and the Alexander City area, offers homes built to HUD standards and helps buyers navigate any additional local codes to ensure full compliance and peace of mind.

FAQ: Do You Offer Financing or Work With Specific Lenders?

Yes, manufactured homes can be financed through various loan types, including chattel loans, FHA loans, VA loans, and conventional mortgages. The financing options available often depend on whether you’re buying the home with land or placing it in a park or leased space.

Many dealers maintain relationships with trusted lenders who specialize in manufactured housing. Working with a familiar lender can make the approval process faster and smoother, especially for first-time buyers.

Yes. Atkinson Homes in Childersburg, AL, and the Alexander City area, works closely with reputable lenders who understand the unique financing needs of manufactured home buyers. Their team helps customers explore loan options, gather documents, and secure competitive terms that align with their budget and land ownership situation.

Financing a manufactured home is often different from financing a traditional house, but there are several loan options available, including FHA, VA, chattel, and conventional loans. Many manufactured home dealers work with lenders who specialize in this type of housing, helping buyers secure financing that fits their budget and land situation. Atkinson Homes in Childersburg, AL, and the Alexander City area, partners with trusted financing providers to make the process smoother and more accessible. Their team can guide buyers through lender options, assist with paperwork, and help determine eligibility, making it easier to move forward with confidence in your home purchase.